By 1949, every state in the union had their own version of workers compensation protection. The laws provided medical and wage protection for workers after an injury, but required employees to give up their right to sue after an accident. Over time the workers compensation laws changed, and employees began to see huge disparities between the compensation they received from state to state.
Governor Rauner, among others, pushed for severe limitations on what a worker compensation attorney in Algonquin could seek on behalf of a client. The proposed cuts in Illinois and other states are so great, the federal government has taken notice, and there is a rising cry for more federal oversight. At stake are issues like:
Opt Out Plans
Texas, Oklahoma, and other states enacted "opt out" provisions for employers that allow them to use private workplace injury insurance plans, instead of the state's workerscompensation program. The private plans have less oversight, and pay less in total compensation and cover fewer injuries than their regulated counterparts.
Right now there are no national standards for which injuries qualify for workers compensation. A hand injury in Indiana might receive coverage, while just a few miles away in Illinois, workers are expected to cover their own costs for the same injury. Federal qualifications would ease some of the burdens companies face when operating across state lines, and create a uniform minimum standard for injury coverage.
State variance in workers compensation benefits can be drastic. In some states, employers can end compensation for wages and medical bills after a pre-determined time limit, even if the employee is still in recovery from the injury. The fee schedule for injuries is also far from standard. A lost eye is worth more than $260k in Pennsylvania, but the same eye is worth less than $28k in Alabama. Increased involvement by the federal government would eliminate much of the variance in available benefits for workers, and give them an authority outside the state to which a worker compensation attorney in Algonquin could appeal. Even more troubling is the level of control over care employers have in places like Florida, where a company can deny compensation for doctor recommended surgical or treatment procedures.
As states continue to make cuts to workers compensation benefits, the federal government will have to get involved. Public pressure and attacks by a worker compensation attorney in Algonquin may play a pivotal role.