Workers’ compensation is a crucial aspect of employment that provides financial and medical support if you sustain injuries while on the job. This safety net is still in place for union workers and trade industry professionals in Illinois.
Many have questions regarding their rights, benefits and the intricacies of the workers’ compensation system.
Are you eligible for workers’ compensation?
Yes, union workers and trade industry professionals are eligible for workers’ compensation. If your injury is work-related, you can file a claim.
Do you need to prove fault to receive benefits?
No, workers’ compensation is a no-fault system. You should be eligible as long as it occurred at work or during work activities.
What injuries or illnesses does workers’ compensation cover?
Workers’ compensation covers various injuries and illnesses, from physical injuries like falls and burns to occupational illnesses such as stress injuries and exposure to substances.
How do you report a work-related injury or illness?
In Illinois, you have 45 days to inform your employer, but it’s best to do it immediately. You have three years to report an illness.
What benefits can you receive?
Workers’ compensation benefits typically include medical treatment coverage, vocational rehabilitation, disability benefits and death benefits in the case of a fatal work-related incident.
Can you choose my doctor for medical treatment?
You can choose your own doctor for the initial medical treatment. However, if your employer has a Preferred Provider Program, you may need to select an in-network doctor for subsequent treatment.
Industry employers report there were approximately 102,000 nonfatal work-related injuries in 2021. This is why understanding these benefits is important for Illinois union workers and trade industry professionals.