Workers’ compensation in Illinois protects employees in case of work-related injuries or illnesses.
This coverage ensures that workers receive the necessary benefits to help them recover and return to work.
Medical benefits
The U.S. Bureau of Labor Statistics reports that there were 112,500 workplace injuries in Illinois in 2022. Workers’ compensation provides coverage for medical expenses related to work-related injuries or illnesses. This includes doctor visits, hospital stays, surgeries, medications and other necessary medical treatments. It also covers rehabilitation services and therapies.
Temporary total disability benefits
Temporary total disability benefits assist employees whose injuries render them unable to work temporarily. This benefit replaces the wages lost during the recovery period.
Permanent total disability benefits
An injury or illness may leave an employee permanently unable to work. Permanent total disability benefits provide ongoing financial support.
Permanent partial disability benefits
Workers who sustain permanent impairments but who can work in a limited capacity are still covered. They can receive permanent partial disability benefits. This form of benefits serves as a financial safety net for those facing long-term challenges due to work-related injuries.
Death benefits
Should a work-related injury result in the death of an employee, workers’ compensation provides benefits to the deceased’s family.
These benefits cover funeral expenses as well as financial support to help dependents cope with the loss of their loved one.
Employees in the state of Illinois should be aware of workers’ compensation benefits. In a time of need, these benefits can be helpful to the workers and their families.