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Understanding workers’ compensation coverage in Illinois

On Behalf of | Jan 13, 2024 | Workers' Compensation

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Workers’ compensation in Illinois protects employees in case of work-related injuries or illnesses.

This coverage ensures that workers receive the necessary benefits to help them recover and return to work.

Medical benefits

The U.S. Bureau of Labor Statistics reports that there were 112,500 workplace injuries in Illinois in 2022. Workers’ compensation provides coverage for medical expenses related to work-related injuries or illnesses. This includes doctor visits, hospital stays, surgeries, medications and other necessary medical treatments. It also covers rehabilitation services and therapies.

Temporary total disability benefits

Temporary total disability benefits assist employees whose injuries render them unable to work temporarily. This benefit replaces the wages lost during the recovery period.

Permanent total disability benefits

An injury or illness may leave an employee permanently unable to work. Permanent total disability benefits provide ongoing financial support.

Permanent partial disability benefits

Workers who sustain permanent impairments but who can work in a limited capacity are still covered. They can receive permanent partial disability benefits. This form of benefits serves as a financial safety net for those facing long-term challenges due to work-related injuries.

Death benefits

Should a work-related injury result in the death of an employee, workers’ compensation provides benefits to the deceased’s family.

These benefits cover funeral expenses as well as financial support to help dependents cope with the loss of their loved one.

Employees in the state of Illinois should be aware of workers’ compensation benefits. In a time of need, these benefits can be helpful to the workers and their families.