Injury Claim Against An Uninsured Motorist
A car accident of any kind can leave a person reeling, but a car accident with an uninsured or underinsured motorist can be particularly confusing and frustrating. But rest assured, you do have legal rights and options even when the negligent motorist was uninsured or underinsured. If you were injured by an uninsured motorist, you probably have a number of concerns about obtaining compensation for your injuries and property damages. The car accident lawyers at Taradash Johnson Janezic will help you obtain financial recovery.
Helping Clients Injured By An Uninsured Motorist Obtain Financial Recovery
Contact our office at 815-669-4635 to schedule a free consultation with one of our Illinois car accident attorneys to learn more about how we can help you get maximum compensation after an accident with an uninsured motorist.
Illinois Auto Insurance Laws
Illinois law requires that all motorists carry a minimum amount of auto insurance liability coverage. As of Jan. 1, 2015, all Illinois automobile insurance policies must include minimum liability coverage of $25,000 for injury or death of one person (up from $20,000), and $50,000 for injury or death of two people (up from $40,000). Minimum liability coverage for property damage increases from $15,000 to $20,000.
Unfortunately, not all motorists comply with Illinois auto insurance laws and, even if they do, sometimes the policy limits are inadequate to cover the cost of car accident injuries and damages.
Legal Options Following A Car Accident With An Uninsured Or Underinsured Motorist
If you were injured in a car accident with a negligent motorist who lacks adequate insurance coverage, you can likely obtain compensation from your own insurance carrier. Most insurance policies include an uninsured motorist provision under which your own insurance company will assume the legal obligations of the uninsured motorist, up to the policy limits.
If injuries and property damages are substantial, the automobile insurance coverage of the negligent motorist may be inadequate to fully compensate you. As in the case of an uninsured motorist, you may be able to obtain additional financial recovery through your own auto insurance policy. You may also be able to obtain financial recovery by filing a lawsuit against the negligent motorist and any other negligent parties. For instance, if the car accident was partly caused by an auto defect, you may be able to seek compensation from the auto manufacturer. Or if the car accident occurred while you were on the job, you are likely entitled to workers’ compensation benefits, as well.
At Taradash Johnson Janezic, our car accident and injury lawyers focus on helping car accident victims obtain maximum financial recovery from all possible sources, including personal injury damages, disability benefits and workers’ compensation benefits. Because our team of lawyers, case managers and support staff focus on personal injury law – and because we take a collaborative approach to legal representation – our clients reap the benefits of our combined experience and knowledge with respect to uninsured or underinsured motorist claims.
Receive Your Free Injury Claim Consultation
If you were injured by an uninsured or underinsured motorist, contact our law office online or call us at 815-669-4635 to schedule a free, no-obligation consultation with one of our car accident attorneys.